Lilium Tech intends to protect the privacy of its users and members on its website and mobile applications and other online products and services and the privacy of the data provided by them to Lilium Tech from time to time.
The privacy of our users, whether they are our former or existing registered user or merely a visitor to our Website or mobile application, is important to us and we are strongly committed to their right to privacy and to keeping their personal and other information secure. We encourage the users to read our privacy statement to understand what types of personally identifiable information we collect and how we use this information.
For the purpose of providing you services, we require you to enroll yourself on our Website/App and get yourself registered.
If you choose to become a registered member of our Services, you are required to share your name, e-mail address, gender, date of birth, postal address, phone number, profile picture, family details, and other details shared via application form or via email or via any other medium (Personally Identifiable Information).
Lilium Tech may also collect other information specific to provide you service each time such as name, bank statements, KYC documents, personal details, family details and other information via application form or via email or via any other electronic medium or via printed form (Service Information).
Information exchanged by you with Lilium Tech in the form of written communication, responses to emails, feedback required from you, participation in discussions, etc. is handled with confidentiality and is available for the exclusive use of Lilium Tech.
We may from time to time add or enhance products/services available on our Website and mobile application. To the extent these products/services are provided to and used by you, we will use the information you provide in this regard to facilitate the products/service requested. For example, if you email us with a question, we will use your email address, name, nature of the question, etc. to respond to your question. We may also store and publish such information to assist us in making the site and mobile application the better and easier to use.
Olive Fin may have presence on social networking websites including but not limited to LinkedIn, Facebook, Twitter, YouTube and blogs which are promotional and business initiatives to connect to a larger group of people. The domain links contained therein may either direct you to our Website or request your participation by way of feedback, suggestions. Lilium Tech in this regard fully disclaims any liability(ies) or claim(s), which may arise by use/misuse of your feedback, suggestions, views, etc. on any of the aforementioned networking websites or blogs, by any third party whether known or not known to Lilium Tech.
Lilium Tech may have presence on social networking websites including but not limited to LinkedIn, Facebook, Twitter, YouTube and blogs which are promotional and business initiatives to connect to a larger group of people. The domain links contained therein may either direct you to our Website or request your participation by way of feedback, suggestions. Lilium Tech in this regard fully disclaims any liability(ies) or claim(s), which may arise by use/misuse of your feedback, suggestions, views, etc. on any of the aforementioned networking websites or blogs, by any third party whether known or not known to Lilium Tech.
Device : App history: We need your device permission to get information about your device, like OS name, OS version, mobile network, hardware model, preferred language, installed apps etc. Based on these inputs, we intend to optimize your overall experience by understanding your preferences and by using OS specific capabilities.
Identity: This permission enables us to know about details of your account(s) on your mobile device. We use this info to auto-fill your email ID’s and provide a typing free in-funnel experience. It also allows facilitating your login through social media.
Contacts : If you allow us to access your contacts, it enables us to make it easy to get referred by your friends and also send across referral links to your friends. This information will be stored on our servers and synced from your phone.
Location : This permission enables us to provide you a personalized experience based on your location.
SMS : If you allow us to access your SMS, we read your SMS to autofill and verify the OTP used to validate your mobile number when creating an account with Lilium Tech - this provides you a seamless experience during that process. We also collect your SMS data to analyse the data around specific financial transactions for statistical analysis or for credit rating.
Phone : The app requires access to make phone calls so that you can make phone calls to our customer contact centre directly through the app. This permission also enables us to understand more about your social interactions and factor that in our credit scoring algorithm.
Photos/Media/Files : The libraries in the app use these permissions to make it easy for you to upload existing pictures from the gallery or save newly clicked photos for document submission.
Camera : This permission enables us to make it easy for you to click the picture of necessary documents for online submission.
Wi-Fi connection information : When you allow us the permission to detect your Wi-Fi connection, we optimize your experience based on the connection speed.
Device ID and Phone number : This permission is used to detect your Android ID through which we can uniquely identify users.
Phone Accounts : This permission is used to verify through the multiple account sources that the phone belongs to you.
Call Logs : This permission is used to identify your active contacts. This will help for better credit profiling of the consumer. This will also help in fraud prevention.
Installed Apps : This permission is used to identify the user segment and show better loan schemes and provide better services to the consumer.
Note : Lilium Tech app can collect relevant consumer phone information even when its app is not is use.
Any information share by you is used by us and/or authorized third parties/service partners to support your interaction with us, to offer you services in the best possible manner and to contact you again about other services and products that we offer. By submitting your Personal Information to Lilium Tech, you expressly acknowledge and consent to use such information and to process the same in a manner deemed fit by Lilium Tech. This may involve conducting data analysis, research based on reviews about deals, transfer of your Personal Information to third party experts for the purpose of outsourcing services offered to you by Lilium Tech, etc.
Lilium Tech is committed to protecting the privacy and the confidentiality of your Personal Information. Whenever Personal Information is obtained from you, our Website uses commercially reasonable efforts and general industry standards to protect it from any unauthorized access or disclosure. Access to your Personal Information is limited to Lilium Tech’s personnel and such authorized third parties who may host your data on our behalf or may assist us in providing the products and services requested by you. Lilium Tech uses its best endeavours to maintain physical, electronic and procedural safeguards that aim to protect your information against loss, misuse, damage, modification, and unauthorized access or disclosure. However, Lilium Tech assumes no liability whatsoever for any disclosure of Personal Information due to unauthorized third party access or other acts of third parties, or any other acts or omissions beyond reasonable control of Lilium Tech.
Lilium Tech makes every reasonable effort to preserve the privacy and confidentiality of your information shared with us. We implement standard measures to protect against unauthorized access to and unlawful interception of Personal Information. However, no Internet site can fully eliminate security risks. We reserve the right to disclose information shared by you without your consent (express or implied) and without any liabilities to you when required or permitted by law and we have a good- faith belief that (i) such action is necessary to comply with an appropriate law enforcement investigation, current judicial proceeding, a court order or legal process served on us or (ii) to conform to the legal requirements, compliance/reporting to administrative and judicial authorities, as may be required (iii) protect and defend the rights or property of the website owners of Lilium Tech, or the users of Lilium Tech, (iv) person(s) or company (ies) who provide certain support services to us, and (v) person(s) or company (ies) who share certain responsibilities/obligations of Lilium Tech. Further, we reserve the right to disclose information shared by you without your consent with entities engaged in providing the credit scores or credit information related services like CIBIL, Experian, etc.
Most mobile platforms (iOS, Android, etc.) have defined certain types of device data that apps cannot access without your consent. And these platforms have different permission systems for obtaining your consent. The iOS platform will alert you the first time the Lilium Tech app wants permission to access certain types of data and will let you consent (or not consent) to that request. Android devices will notify you of the permissions that the Lilium Tech seeks before you first use the app, and your use of the app constitutes your consent. Sometimes these permissions require more explanation than the platforms themselves provide, and the permissions we request will change over time, so we’ve created these pages to serve as authoritative and up-to-date resources for our users.
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.
However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your payment-related transactions.
For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
When you click on links on our website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.
If our website is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products and services to you.
If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information, please contact us at firstname.lastname@example.org. Lilium Tech will respond to all reasonable concerns or inquiries.
Grievance Officer Name: Divya R
Email address: email@example.com
The Grievance Officer can be contacted between 10:30 a.m. to 6:00 p.m. from Monday to Friday except on public holidays.